Shelloyees Savings Products

The account is open to children and youth aged 0-18 years, aiming to instill the habit of saving from an early age.
It doesn’t require opening fees, making it accessible to young savers.
Attractive interest rates are offered on the savings to incentivize and grow the savings over time.
No ledger fees or maintenance charges are applied to the account, encouraging consistent saving.
Parents or guardians can easily open and operate the account on behalf of their children/dependents.
Parent can access school fees without guarantors at an interest rate of 10% p.a on reducing balance basis

This is a non-withdrawable and non-refundable investment that is only transferable to another existing member or an appointed nominee
Every member shall hold at least 1750 shares of Kshs. 20 (Kshs. 35,000) each or as shall be fixed by the annual General Meeting.
Share Capital shall be raised within a period of 12 months upon joining
Your investment in share Capital is guaranteed to earn an attractive annual return of dividends

The minimum monthly deposit contribution is Kshs 3,000
Attractive rate of return on investment. The sacco offers an attractive annual rate of Return on Deposit.
Ability to borrow up to 5 times of total contribution.
Can Guarantee and be Guarantee a loan
It is a Retirement savings plan
Fully Refundable upon exit from the Sacco